{"id":98,"date":"2026-04-21T00:50:53","date_gmt":"2026-04-21T00:50:53","guid":{"rendered":"https:\/\/example.com\/?post_type=card_game&#038;p=98"},"modified":"2026-04-21T00:50:53","modified_gmt":"2026-04-21T00:50:53","slug":"pontoon","status":"publish","type":"card_game","link":"https:\/\/playerules.com\/?card_game=pontoon","title":{"rendered":"Pontoon"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">What Is Pontoon?<\/h2>\n\n\n<p>Pontoon is the British ancestor of Blackjack, popular in home games across the UK and Australia. Like Blackjack, you try to get as close to 21 as possible without busting. But Pontoon has two special hands that change the entire strategy. A Pontoon \u2014 an Ace plus any 10-value card \u2014 is the best hand and pays double. A Five Card Trick \u2014 five cards totaling 21 or under \u2014 is the second best hand and also pays double. Both are more powerful than a regular 21.<\/p>\n\n\n<h2 class=\"wp-block-heading\">What You Need<\/h2>\n\n\n<ul class=\"wp-block-list\"><li>One standard deck of 52 playing cards<\/li><li>Two to eight players \u2014 one player is the banker (dealer) and the rest are players<\/li><\/ul>\n\n\n<h2 class=\"wp-block-heading\">Card Values<\/h2>\n\n\n<ul class=\"wp-block-list\"><li>Aces: worth 1 or 11 \u2014 whichever is better for your hand<\/li><li>Face cards (Jack, Queen, King): worth 10 points each<\/li><li>Number cards 2 through 10: face value<\/li><\/ul>\n\n\n<h2 class=\"wp-block-heading\">Hand Rankings \u2014 Best to Worst<\/h2>\n\n\n<ol class=\"wp-block-list\"><li>Pontoon: Ace plus any 10-value card in your first two cards \u2014 best hand, pays 2 to 1<\/li><li>Five Card Trick: exactly five cards with a total of 21 or under \u2014 second best, pays 2 to 1<\/li><li>21 with three or four cards \u2014 beats all lower totals<\/li><li>Any total from 20 down to the minimum \u2014 lowest winning hand<\/li><\/ol>\n\n\n<h2 class=\"wp-block-heading\">Setting Up the Game<\/h2>\n\n\n<ol class=\"wp-block-list\"><li>Choose the banker \u2014 traditionally the player who deals, and the role rotates when the banker busts or is beaten by a Pontoon.<\/li><li>The banker deals one card face-DOWN to each player and to themselves.<\/li><li>Each player peeks at their own card privately. Do not show it to anyone.<\/li><li>The banker deals a second card face-DOWN to each player. Again, everyone looks at their own cards privately. The banker does not look at their own second card yet.<\/li><\/ol>\n\n\n<h2 class=\"wp-block-heading\">Playing Your Hand \u2014 Your Options Each Turn<\/h2>\n\n\n<p>Starting with the player to the left of the banker, each player plays their hand. All player cards remain face-down during play \u2014 only the player can see them.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Declare Pontoon<\/h3>\n\n\n<p>If your first two cards are an Ace plus any 10-value card, announce &#8216;Pontoon!&#8217; and place them face-up. You win 2 to 1 from the banker automatically \u2014 no further play needed.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Buy<\/h3>\n\n\n<p>Pay additional chips (up to your original bet amount) to receive one more card face-down. You can buy up to three times, giving you a maximum of five cards. You must buy before you twist. Once you have twisted even once, you cannot buy again.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Twist<\/h3>\n\n\n<p>Receive one card face-up for free. You can twist as many times as you want. After your first twist, you can only continue twisting \u2014 you cannot buy after twisting.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Stand<\/h3>\n\n\n<p>Stop taking cards and keep your current total. You must have a total of at least 15 to stand \u2014 you cannot stand on 14 or lower.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Bust<\/h3>\n\n\n<p>If your total exceeds 21 at any point, flip your cards over and pay the banker your bet immediately. You are out of this hand.<\/p>\n\n\n<h2 class=\"wp-block-heading\">The Banker&#8217;s Turn<\/h2>\n\n\n<p>After all players have acted, the banker reveals both their cards. The banker then draws cards freely \u2014 no restrictions on standing or hitting. The banker can stand at any total they choose.<\/p>\n\n\n<p>The banker wins all ties \u2014 if your total equals the banker&#8217;s total, you lose.<\/p>\n\n\n<h2 class=\"wp-block-heading\">Payouts<\/h2>\n\n\n<ul class=\"wp-block-list\"><li>Pontoon: paid 2 to 1<\/li><li>Five Card Trick: paid 2 to 1<\/li><li>Any other win: paid 1 to 1<\/li><li>Tie: you lose \u2014 banker wins all ties<\/li><\/ul>\n\n\n<h2 class=\"wp-block-heading\">Tips for New Players<\/h2>\n\n\n<ul class=\"wp-block-list\"><li>Always chase the Five Card Trick when you have four cards totaling 11 or less \u2014 one more card cannot bust you and you might hit the 2 to 1 payout.<\/li><li>Buy rather than twist when your total is between 12 and 14 \u2014 keeping cards face-down gives you a small psychological advantage against the banker.<\/li><li>The banker&#8217;s advantage in winning ties is significant \u2014 the player hands with the most upside are Pontoon and Five Card Trick.<\/li><\/ul>\n\n\n<p><a href=\"https:\/\/www.youtube.com\/results?search_query=how+to+play+Pontoon+card+game\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>\u25b6 Search How to Play on YouTube<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What Is Pontoon? Pontoon is the British ancestor of Blackjack, popular in home games across the UK and Australia. Like\u2026<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"game_category":[],"game_tag":[],"class_list":["post-98","card_game","type-card_game","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/playerules.com\/index.php?rest_route=\/wp\/v2\/card_game\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/playerules.com\/index.php?rest_route=\/wp\/v2\/card_game"}],"about":[{"href":"https:\/\/playerules.com\/index.php?rest_route=\/wp\/v2\/types\/card_game"}],"version-history":[{"count":1,"href":"https:\/\/playerules.com\/index.php?rest_route=\/wp\/v2\/card_game\/98\/revisions"}],"predecessor-version":[{"id":487,"href":"https:\/\/playerules.com\/index.php?rest_route=\/wp\/v2\/card_game\/98\/revisions\/487"}],"wp:attachment":[{"href":"https:\/\/playerules.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98"}],"wp:term":[{"taxonomy":"game_category","embeddable":true,"href":"https:\/\/playerules.com\/index.php?rest_route=%2Fwp%2Fv2%2Fgame_category&post=98"},{"taxonomy":"game_tag","embeddable":true,"href":"https:\/\/playerules.com\/index.php?rest_route=%2Fwp%2Fv2%2Fgame_tag&post=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}